Uninsured Motorist Accident Claims
Baton Rouge Car Accident Lawyer
Getting into an auto accident with an uninsured motorist can have the potential to be a very bad situation, even if the victim is not at fault. When the driver of another vehicle doesn't have adequate insurance to cover the cost of repairs to the vehicle or medical bills resulting from a personal injury suffered in the accident, then the victim must cover those costs without any assistance. If you or someone you know has been involved in an auto accident with an uninsured or under-insured motorist and has not received adequate compensation to cover costs associated with the event contact The Layfield Law Firm, LLC to determine how to access compensation in your claim.
Uninsured Motorist Accidents and Compensation
In Louisiana, a driver who purchases auto insurance is assumed to have also purchased uninsured or under-insured motorist coverage. This type of coverage is sometimes part of an existing policy. If it is not, the law requires that the driver submit a form of rejection for the coverage. If uninsured or under-insured motorist insurance coverage is not officially rejected, then he is effectively covered in the event of such an accident.
When the insurance company does not provide benefits for injuries or damages sustained in an accident with an uninsured or under-insured motorist, the victim may consider filing an insurance bad faith claim which would contend that the insurance company is legally bound to provide benefits if no official rejection of the specific coverage has been submitted. The Layfield Law Firm, LLC will help build a thorough case for compensation in the event of an auto accident with an uninsured or under-insured motorist, and may be able to recover significant compensation for damages to your vehicle or personal injuries you may have suffered. As a hard-working personal injury lawyer, Beau Layfield of The Layfield Law Firm will fight to ensure you receive the coverage entitled to you under Louisiana state law.
Contact a Baton Rouge uninsured motorist attorney at The Layfield Law Firm, LLC if you or someone you love has been in an auto accident and has not received compensation for damages.
Hear From Our Happy Clients
At The Layfield Law Firm, LLC, your satisfaction is our priority! See for yourself what our clients have to say about working with us.
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"Beau always responded quickly to my questions, sometimes patiently just listened while I vented."As a business owner trying to juggle responsibilities with my clients and in my business, it was important to find someone who understood the value of my time while helping me navigate me through a difficult divorce.- Former Client
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"I'm blessed to have had Mr. Beau Layfield representing me throughout my divorce process."I contacted him initially because The Layfield Law Firm website specifically listed "uncontested divorce" within the areas of practice.- Former Client
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"Beau listened to my concerns and helped me come up with a strategy that worked best for my situation."During this process, there were times when I became so frustrated that I wanted to give up. Beau always brought me back to reality and made suggestions to assist with my concerns.- Former Client
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"After meeting with three attorneys about my case I choose the Layfield Law Firm."Hopefully I won't need a lawyer in the future, but if I do, I am calling Mr Layfield.- Former Client
Our FAQ
Have questions? We are here to help. Still have questions or can't find the answer you need? Give us a call at 225-283-1374 today!
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How much money can I expect in a settlement?Each personal injury accident is different and the worth of the injuries will depend on the circumstances of the accident and the severity of injuries and disability. Insurance companies have specific calculations they use when assigning a monetary value to the pain and suffering resulting a personal injury causing accident. The firm will protect your right to compensation and pursue legal action if necessary.
Before settling an insurance claim, contact The Layfield Law Firm, LLC to review your case. They can zealously protect your right to fair and full compensation, and your case will be given the focus and priority it deserves.
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Should I take a settlement offer?
It is never a good idea to settle an insurance claim before speaking with a knowledgeable personal injury attorney that has experience with injury accident cases. Insurance companies have tactics they use to deny claims, redirect fault, and withhold available compensation. An insurance claim can be a complicated process and insurance adjusters can be intimidating to accident victims. An insurance company may assert that the injuries are not as serious as claimed, and attempt to settle quickly for a low amount.
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How will custody of my child be decided?It is possible for you and your spouse to come to a decision regarding child custody without the court intervening.
However, if you and your spouse cannot come to a custody terms agreement, the court will decide for you, and will look at the following:
- the child's gender and age;
- the child's mental and physical health;
- the child's relationship with each parent;
- the parents' respective lifestyles;
- each parent's ability to provide basic necessities for the child, including shelter, food, and clothing; and
- the child's preference (if they are of a certain age).
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Isn't divorce expensive?
A contested divorce can get expensive due to the necessity to attend trial, and document the case to present in court. Those who can work out their agreements prior to court and settle them with negotiations can not only save a lot of money, they avoid the serious stress of a court trial and exposing your personal business in court. In either case, I will help you bring the issue to a resolution with the least amount of stress, whether in a contested or uncontested divorce. I make every effort to make my services affordable so that you can have high quality legal counsel to support your case.
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How will child support be calculated?Child support is calculated differently depending on the state one resides in, but the general factors taken into consideration by the court when calculating payments include:
- the standard of living of the child prior to the divorce;
- the ability to pay of the parent giving child support;
- the specific needs of the child, including their food, clothing, and educational costs; and
- the needs and income of the custodial parent (the parent with primary custody of the child).